Terms of Use

Retirement Gal is a subset blog of Financial Perspectives, Inc., a registered investment adviser offering advisory services in the State of California and in other jurisdictions where exempted.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Website Content

All written content on this site is for information purposes only. The information contained herein does not constitute investment, financial, tax, or legal advice. Further, this information is general in nature and is not intended to be reflective of any specific plan. Opinions expressed herein are solely those of Retirement Gal administrators, unless otherwise specifically cited.  Material presented is believed to be from reliable sources and no representations are made by our firm or its representatives as to another parties’ informational accuracy or completeness.  All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

This website may provide links to others for the convenience of our users.  Our firm has no control over the accuracy or content of these other websites.

Registration Information

Advisory services are offered through Financial Perspectives, Inc., an investment advisor firm domiciled in the State of California (see “FPI”‘s Terms and Conditions here). The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute.

Follow-up or individualized responses to consumers in a particular state by our firm in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

For information concerning the status or disciplinary history of a broker-dealer, investment advisor, or their representatives, a consumer should contact their state securities administrator.