All posts by Melanie

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

No Excuses

When it comes to retirement saving, a 401(k) is often considered the gold standard. It certainly makes saving easier. The money is taken directly from your paycheck, before you get […]

Fab Five-O

The approach of a milestone birthday is a reminder that, as life changes, so do your needs and circumstances. With the “Big Five-O,” the question is settled: You’re no longer […]