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Expect the Unexpected

Even the most disciplined planners can face unexpected hurdles. Your career takes a turn for the worse or your child’s education is costlier than you’d expected and, just like that, […]

December 5, 2019 Melanie
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10 Ways Retirement Has Changed Over the Last Decade

From U.S. News and World Report… The way people retire is quite different than it was even 10 years ago. That means you need to change your way of thinking […]

November 26, 2019 Melanie
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It’s RMD Season!

Procrastination comes at a steep cost for retirees who want to hold off on taking mandated withdrawals from their retirement accounts. If you turned 70½ this year or you’re older, […]

November 21, 2019 Melanie
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2020 Adjustments for Taxes and Contributions

Get out your pencils and calculators: The IRS has released a breakdown of what’s ahead for the 2020 tax year. Taxpayers who’ve been paying close attention will notice that the […]

November 7, 2019 Melanie
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Social Security 2020

It’s official: Your Social Security checks will get a modest increase next year. The Social Security Administration announced last Thursday that the cost-of-living adjustment for 2020 will be 1.6%. That […]

October 15, 2019 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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