Is My Contribution Deductible?
With tax time fast approaching, I often encounter confusion about what can and cannot be done with traditional IRAs and defined contribution [DC] plans in different scenarios. So, here are […]
Everything In Proportion
At first blush, the term “pro rata” sounds like the worst type of inscrutable legalese. But it’s an important concept for investors, especially for those considering IRA conversions or mulling […]
A Taxing Matter
It’s one thing to build up your retirement savings so you can retire, but equally important is the planning you should do to minimize the tax bite after retirement. The […]
Ins and Outs of In-Retirement Withdrawals
It’s one of the first questions I’m asked when someone first comes in for retirement planning. Being used to working and receiving a paycheck on a regular basis, where will […]
Taxing Forethought
It may seem extreme to plan today for the taxes you’ll pay 20, 30 or even 40 years from now, but smart people do just that. In reality, taxes have […]