Everything In Proportion
At first blush, the term “pro rata” sounds like the worst type of inscrutable legalese. But it’s an important concept for investors, especially for those considering IRA conversions or mulling […]
Don’t grow older—grow wiser
Growing older can be wrought with legal problems arising from health concerns, long-term care, and the need for appropriate housing. The good news, however, is that there are tools and […]
Creating Your Own Retirement Income
When it comes to withdrawing a “paycheck” from their retirement savings, many retirees say they prefer not to spend “principal.” However, capital gains are an important source of return—and potential […]
Estate Planning – It’s Not Just a Tax Issue
As everyone is well aware, the U.S. Congress passed a major new tax law in December. One provision included increasing the estate tax exemption to $22.4 million for a couple […]
Social Security – Decisions, Decisions
You can start Social Security retirement benefits at any age between 62 and 70, with the amount of your monthly benefit increasing the longer you wait within that window. That […]