Here’s How Much Later You’d Retire if Market Returns Drop
Retirement investors can expect their investments will generate smaller returns over the next 20 years compared with what they had received in the past three decades, according to a study […]
How Biases Affect Retirement Savings
I’m a firm believer in how our ability to recognize and understand the biases that motivate us goes a long way in helping to modify, or stop, potentially bad behavior. […]
The Cost of Student Debt to Retirement
As the school year winds down, high school seniors are making that crucial decision about which college they will be attending this Fall. I remember when I was in that […]
Traditional or Roth – Which is Better?
Both Roth and regular retirement plans provide tax deferral on investment earnings. But when it comes to contributions and withdrawals, a Roth is the mirror image of a traditional plan. […]
Playing Retirement Savings Catch-up at Age 50
According to a December study from Transamerica, the total household retirement savings of American workers age 50 and older is a median $135,000. Consider that if you were to use […]