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What are my Options if I Inherit an IRA?

Any inheritance can be complicated, but inherited IRAs—with the many rules that govern their distributions—tend to be especially complex. When handled with care, however, they can offer substantial long-term advantages. […]

July 19, 2018 Melanie
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Paying for Long-term Care

For many retirees, the term “long-term care” is typically associated with a nursing home. But more and more today, the term can be applied to different circumstances, such as home […]

July 17, 2018 Melanie
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What Would You Like Your Retirement to Look Like?

“Retirement” can be a scary word. Webster defines “retired” as: “withdrawn from one’s position or occupation: having concluded one’s working or professional career.” We used to believe that retirement was […]

July 13, 2018 Melanie
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The Worries of One

For many older singles, there’s something far more pressing on their minds than putting a ring on it: financial security. People with a partner or spouse generally have someone helping […]

July 10, 2018 Melanie
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The Elephant in the Room

Money is often a sore subject among women, especially since females are still overwhelmingly underpaid compared to their similarly qualified male counterparts. And when it comes to managing investments and […]

July 3, 2018 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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As part of Financial Perspectives, we share our unique view through these other affiliated blogs:
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Retirement Around the Web

  • Switching From Landline To Cellphone Can Create A Medicare Catch-22


    Source:

    Forbes


    Published on 2026-04-14

  • Trump Administration Weighs Default Medicare Advantage Plans For Seniors


    Source:

    Forbes


    Published on 2026-04-13

  • I Bet You Are Ageist And Don’t Know It


    Source:

    Forbes


    Published on 2026-04-13

  • Why Employers May Be Wary of Adding Crypto or Private Equity to 401(k)s


    Source:

    New York Times - Retirement


    Published on 2026-04-11

  • 401(k) Plans Could Add Riskier Investments Like Private Credit and Crypto Under Proposed Rule


    Source:

    New York Times - Retirement


    Published on 2026-03-30

  • New Limits on Investors and a Debt Downgrade Add to Private Credit Woes


    Source:

    New York Times - Retirement


    Published on 2026-03-24

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