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The Mid-Life Crisis Illustrated

Happiness, it seems, is U-shaped. According to 6 surveys recently conducted on life satisfaction around the globe, responses plotted by age show that, generally, people report high degrees of happiness […]

October 3, 2017 Melanie
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A Growing Need

The cost of long-term care went up again in 2017, this time at three times the rate of inflation, according to the Genworth “2017 Cost of Care Survey,” released recently. […]

September 28, 2017 Melanie
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Within your Means

Short and sweet today, but critical advice to remember for retirement security: your retirement lifestyle needs to align with your savings level. Many people assume that once they retire, they’ll […]

September 26, 2017 Melanie
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Playing Catch-Up

At a certain age, you are allowed to boost your yearly retirement account contributions. For example, you can direct an extra $1,000 per year into a Roth or traditional IRA […]

September 19, 2017 Melanie
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The Lucky 37

Although the IRS imposes income tax on the Social Security benefits of certain senior citizens, the majority of states don’t. In fact, only 13 states tax Social Security benefits, and […]

September 14, 2017 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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Retirement Around the Web

  • I Bet You Are Ageist And Don’t Know It


    Source:

    Forbes


    Published on 2026-04-13

  • Why Employers May Be Wary of Adding Crypto or Private Equity to 401(k)s


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    New York Times - Retirement


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  • This $4.4 Billion Neuberger Berman Advisor Calls Her Firm Is A Safe Space For Clients


    Source:

    Forbes


    Published on 2026-04-07

  • This $6.6 Billion Advisor Specializes In Entrepreneurial Exits


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    Forbes


    Published on 2026-04-07

  • 401(k) Plans Could Add Riskier Investments Like Private Credit and Crypto Under Proposed Rule


    Source:

    New York Times - Retirement


    Published on 2026-03-30

  • New Limits on Investors and a Debt Downgrade Add to Private Credit Woes


    Source:

    New York Times - Retirement


    Published on 2026-03-24

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