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The 401(k) Match is Back, and Getting Bigger

Sharing from Morningstar.com. There’s some good news for workers participating in company 401(k) plans – employer matching contributions are on the rise, and saw the highest year-to-year jump in 2016 […]

July 20, 2017 Melanie
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The “Too Young” Conundrum

Early retirement gives you an opportunity to get away from the corporate world and pursue your interests. But people who retire in their 50s suffer from what I call the […]

July 18, 2017 Melanie
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Expanding your Retirement Income Horizons

Working people tend to get the majority of their income from a single job, but retirees often have several income streams. Setting up multiple sources of retirement income gives you […]

July 13, 2017 Melanie
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Clear Eyes, Fulfilled Retirement Goals

Sharing a bit of wisdom from an insightful article by Les Goldstein. Even with the help of a financial adviser, saving for retirement would be difficult if you don’t have […]

July 11, 2017 Melanie
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Middle Age Financial Squeeze

At a time when household income is generally rising as individuals enter their prime professional years, the demands on that income can often make 40 or 50 year-olds feel more […]

July 6, 2017 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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As part of Financial Perspectives, we share our unique view through these other affiliated blogs:
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Retirement Around the Web

  • Why Employers May Be Wary of Adding Crypto or Private Equity to 401(k)s


    Source:

    New York Times - Retirement


    Published on 2026-04-11

  • This $4.4 Billion Neuberger Berman Advisor Calls Her Firm Is A Safe Space For Clients


    Source:

    Forbes


    Published on 2026-04-07

  • This $6.6 Billion Advisor Specializes In Entrepreneurial Exits


    Source:

    Forbes


    Published on 2026-04-07

  • This $1.8 Billion Morgan Stanley Advisor In Rural New York Loves Dividend Stocks


    Source:

    Forbes


    Published on 2026-04-07

  • 401(k) Plans Could Add Riskier Investments Like Private Credit and Crypto Under Proposed Rule


    Source:

    New York Times - Retirement


    Published on 2026-03-30

  • New Limits on Investors and a Debt Downgrade Add to Private Credit Woes


    Source:

    New York Times - Retirement


    Published on 2026-03-24

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