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All Things for a Secure Retirement

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Work to Live

As you explore how much money you might really need in retirement, remember that the amount you decide to save and invest on your own is only one component of […]

May 9, 2017 Melanie
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(Mental) Time is Money

Sharing the following from a Morningstar report. It’s a fascinating insight on how our perspective on time horizon directly motivates our savings rates. It may come as no surprise that […]

May 4, 2017 Melanie
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Lump Sum vs. Monthly Pension Payments

Faced with mounting pension costs and greater volatility, companies are increasingly offering their current and former employees a critical choice: Take a lump-sum payment now or hold on to their […]

May 2, 2017 Melanie
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High Anxiety

Sharing this infographic from Nerdwallet regarding American financial anxiety. As the graphic shows, the struggle to save for retirement — and the anxiety caused by feeling behind — is a […]

April 27, 2017 Melanie
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How Earned Income Affects Social Security Benefits in Retirement

Many people continue to work beyond retirement age, either by choice or out of necessity. But if you are receiving Social Security benefits, you need to be aware of how […]

April 25, 2017 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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As part of Financial Perspectives, we share our unique view through these other affiliated blogs:
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