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Election Day

It’s finally Election Day. I, for one, am more than ready to see the end this very acrimonious cycle. I hope all of you eligible voters out there exercised your […]

November 8, 2016 Melanie
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If Life Had a Rewind Button…

In life, our biggest regrets are often things we didn’t do rather than what we did – not spending enough time with family, not seeing the world as much as […]

November 3, 2016 Melanie
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Annual Limits Updated for Retirement and Estate Plans

This week the IRS issued Notice 2016-62, updating the retirement plan limits for the year 2017. Like with Social Security, limits associated with retirement plans (and estate planning, for that […]

November 1, 2016 Melanie
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Can You Afford It?

As I’m sure some of you are aware, a government report released this week confirmed that premiums for those purchasing healthcare through federal exchanges (also referred to as Obamacare) are […]

October 27, 2016 Melanie
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Student Loans Hurting Workers’ Retirement Savings Ability

A recent survey released by human resources consulting firm Aon Hewitt added further to the evidence that student loan debt has a detrimental effect on retirement security. The survey found […]

October 25, 2016 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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As part of Financial Perspectives, we share our unique view through these other affiliated blogs:
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Retirement Around the Web

  • This $4.4 Billion Neuberger Berman Advisor Calls Her Firm Is A Safe Space For Clients


    Source:

    Forbes


    Published on 2026-04-07

  • This $6.6 Billion Advisor Specializes In Entrepreneurial Exits


    Source:

    Forbes


    Published on 2026-04-07

  • This $1.8 Billion Morgan Stanley Advisor In Rural New York Loves Dividend Stocks


    Source:

    Forbes


    Published on 2026-04-07

  • 401(k) Plans Could Add Riskier Investments Like Private Credit and Crypto Under Proposed Rule


    Source:

    New York Times - Retirement


    Published on 2026-03-30

  • New Limits on Investors and a Debt Downgrade Add to Private Credit Woes


    Source:

    New York Times - Retirement


    Published on 2026-03-24

  • The Tax Bill Haunting Your 401(k) and I.R.A.


    Source:

    New York Times - Retirement


    Published on 2026-03-15

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