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$37,400 In the Hole

High school seniors are wrapping up their last year — studying for finals, battling senioritis and mailing out graduation announcements. And while those destined for college are beginning to receive […]

May 30, 2019 Melanie
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The Price of Luxuries

There’s nothing wrong with enjoying a few luxuries here and there to make life enjoyable, but Americans are spending a small fortune on treats that are ultimately stripping them of […]

May 22, 2019 Melanie
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Divorce and Social Security

The rise of “grey divorces” – the dissolution of marriage for couples age 50 and older – presents a new challenge in America’s retirement landscape. Today, one in four divorces […]

May 16, 2019 Melanie
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How Do You Define Retirement?

Passing on from Forbes.com… For the “Greatest Generation,” who worked diligently after World War II, defining “retirement” was easy. You simply stopped working altogether and devoted most of your time […]

May 7, 2019 Melanie
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The Path to $1 million

Only about 1% of the 30 million or so people who contribute to their Fidelity retirement accounts have managed to save at least $1 million. The average 401(k) balance hovers […]

April 30, 2019 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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Retirement Around the Web

  • Help for Medicare Advantage Patients Who Lose Doctors Is Shelved, for Now


    Source:

    New York Times - Retirement


    Published on 2026-04-16

  • Switching From Landline To Cellphone Can Create A Medicare Catch-22


    Source:

    Forbes


    Published on 2026-04-14

  • Trump Administration Weighs Default Medicare Advantage Plans For Seniors


    Source:

    Forbes


    Published on 2026-04-13

  • I Bet You Are Ageist And Don’t Know It


    Source:

    Forbes


    Published on 2026-04-13

  • Why Employers May Be Wary of Adding Crypto or Private Equity to 401(k)s


    Source:

    New York Times - Retirement


    Published on 2026-04-11

  • 401(k) Plans Could Add Riskier Investments Like Private Credit and Crypto Under Proposed Rule


    Source:

    New York Times - Retirement


    Published on 2026-03-30

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