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Retirement Planning for the Self-Employed

The nature of the job market has shifted coming out of the last recession. As unemployment stayed persistently high for a few years after the recovery, many chose to “go […]

April 21, 2016 Melanie
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The Cost of Student Debt to Retirement

As the school year winds down, high school seniors are making that crucial decision about which college they will be attending this Fall. I remember when I was in that […]

April 19, 2016 Melanie
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Women and Retirement

Recent news has been filled with the Equal Pay movement (Hollywood stars and the US Women’s National Soccer team among the most prominent). The statistic oft quoted regarding the gender […]

April 14, 2016 Melanie
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Can’t Get No Satisfaction

Below is a chart generated by the Insured Retirement Institute (IRI) detailing the economic satisfaction of the 65 and older crowd over the last 5 years and year-to-date 2016. The […]

April 12, 2016 Melanie
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Retirement Expenses – Beyond the Day-to-Day

When it comes to retirement planning, one of the first places I start is helping clients determine how much they will be spending. If they haven’t done so for themselves […]

April 7, 2016 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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As part of Financial Perspectives, we share our unique view through these other affiliated blogs:
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Retirement Around the Web

  • A New Proposed $100,000 Social Security Benefit Limit


    Source:

    Forbes


    Published on 2026-04-03

  • Pre-Retirees: Don’t Plan For Your Retirement With A “Magic Number”


    Source:

    Forbes


    Published on 2026-04-02

  • Switching From Landline To Cellphone Can Create A Medicare Catch-22


    Source:

    Forbes


    Published on 2026-04-01

  • 401(k) Plans Could Add Riskier Investments Like Private Credit and Crypto Under Proposed Rule


    Source:

    New York Times - Retirement


    Published on 2026-03-30

  • New Limits on Investors and a Debt Downgrade Add to Private Credit Woes


    Source:

    New York Times - Retirement


    Published on 2026-03-24

  • The Tax Bill Haunting Your 401(k) and I.R.A.


    Source:

    New York Times - Retirement


    Published on 2026-03-15

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