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Risk Tolerance vs. Risk Capacity – the Very Important Difference

Given the way the year has started, there are many out there wondering what, if anything, they should be doing with their investments. Should they be selling and parking proceeds […]

February 11, 2016 Melanie
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The Distribution Years – 3 Financial Planning Steps to Living Successfully in Retirement

The day has finally arrived: you’re ready to pack up the office and say goodbye to the daily grind for good. So long to long commutes, office politics and the […]

February 9, 2016 Melanie
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Here’s the Toll That Student Debt Can Take on Retirement

Research found that 56% of Americans are at risk of having an unsecured retirement if their average debt burden is $31,000, the 2013 average of recent university students. “Our latest […]

February 5, 2016 Melanie
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Social Security Basics

Passing this along from the Motley Fool, a good breakdown of Social Security Retirement benefits…. ———————— By Dan Caplinger Social Security is primarily for retired workers. With almost 39 million […]

February 4, 2016 Melanie
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Sacrifice a Little Today for a Big Impact to Retirement Savings in the Future

Planning for a secure retirement should start as early as possible. One of the critical early choices that has a huge impact to that security happens when you get your […]

February 2, 2016 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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