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Smoothing Out the Transition

In a recent Gallup poll, almost half of those who are not yet retired (46%) projected they won’t be financially comfortable when they stop working. And in another poll, published last […]

January 23, 2019 Melanie
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85% is the New 90% for Tax Year 2018

Not sure if all the changes due to the Tax Cuts and Jobs Act have left you short-changing your income tax withholding? If you failed to withhold sufficient taxes from […]

January 17, 2019 Melanie
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Should You Max Out Your 401(k) Contribution?

Last year, the IRS increased 401(k) contributions for 2019 to $19,000 annually (versus the maximum contribution limit of $18,500 for 2018). That means that workers looking to max out their […]

January 15, 2019 Melanie
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Widow’s Walk

At 15%, widows’ poverty rate is three times that of elderly married women, according to new data from the Center for Retirement Research at Boston College. Why the disparity? One […]

January 10, 2019 Melanie
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Paved With Good Intentions

The turn of the calendar is often seen as a fresh start, where we resolve to make changes that improve our lives. Along with health and fitness, improvements to areas […]

January 3, 2019 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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Retirement Around the Web

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  • 401(k) Plans Could Add Riskier Investments Like Private Credit and Crypto Under Proposed Rule


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    New York Times - Retirement


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