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#1 Reason for Tapping Retirement Savings Early

Most people know it’s not the wisest idea to borrow or withdraw money from your retirement fund before you retire. And yet 29% of Americans have taken out a 401(k) […]

August 28, 2018 Melanie
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Women, Divorce and Retirement

Marriage and divorce are both common experiences. In Western cultures, more than 90 percent of people marry by age 50. Unfortunately, about 40 to 50 percent of married couples in […]

August 23, 2018 Melanie
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Reality Bites

It’s time for Millennials to face a grim reality – you will need to plan around Social Security’s projected insolvency. The Social Security Act turned 83 on August 14, and […]

August 16, 2018 Melanie
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The #1 Reason People Give for Saving Money is…

When it comes to saving money, seeing the world is the No. 1 priority for Americans, according to a new survey by SunTrust Banks. It was recently revealed that 45 […]

August 14, 2018 Melanie
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Got My Own Mind, I Wanna Make My Own Decisions

Many women are balancing several priorities—career, family, friends, and other obligations. Often, investing gets lost in the shuffle, meaning women may not be ensuring that the money they’ve worked so […]

August 9, 2018 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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Retirement Around the Web

  • Help for Medicare Advantage Patients Who Lose Doctors Is Shelved, for Now


    Source:

    New York Times - Retirement


    Published on 2026-04-16

  • Switching From Landline To Cellphone Can Create A Medicare Catch-22


    Source:

    Forbes


    Published on 2026-04-14

  • Trump Administration Weighs Default Medicare Advantage Plans For Seniors


    Source:

    Forbes


    Published on 2026-04-13

  • I Bet You Are Ageist And Don’t Know It


    Source:

    Forbes


    Published on 2026-04-13

  • Why Employers May Be Wary of Adding Crypto or Private Equity to 401(k)s


    Source:

    New York Times - Retirement


    Published on 2026-04-11

  • 401(k) Plans Could Add Riskier Investments Like Private Credit and Crypto Under Proposed Rule


    Source:

    New York Times - Retirement


    Published on 2026-03-30

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