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No Time Like the Present

Women have made tremendous progress in achieving higher levels of education, gaining opportunities in the workforce, and pursuing careers, while also continuing to play a vital role as mothers and […]

April 24, 2018 Melanie
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Capital Gains and the Tax Cuts and Jobs Act

The Tax Cuts and Jobs Act (TCJA) includes many changes that will affect individual taxpayers for 2018-2025. However it maintains the status quo for taxes on long-term capital gains (LTCGs) […]

April 19, 2018 Melanie
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The Cost of Health(care)

Many pre-retirees think they don’t need to worry about healthcare because they anticipate care costs will be covered by Medicare. But the reality is that Medicare makes seniors responsible for […]

April 17, 2018 Melanie
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Things to Consider When You Retire First

The decision to retire is a big one, and there are various factors that are apt to play into it. But what happens if you’re ready to pull the trigger, and […]

April 5, 2018 Melanie
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The Taxman Cometh for All

April 17th (the deadline to file your personal income taxes this year) is just a few days away, so I thought the following article a timely one. As much as […]

April 3, 2018 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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Retirement Around the Web

  • Switching From Landline To Cellphone Can Create A Medicare Catch-22


    Source:

    Forbes


    Published on 2026-04-14

  • Trump Administration Weighs Default Medicare Advantage Plans For Seniors


    Source:

    Forbes


    Published on 2026-04-13

  • I Bet You Are Ageist And Don’t Know It


    Source:

    Forbes


    Published on 2026-04-13

  • Why Employers May Be Wary of Adding Crypto or Private Equity to 401(k)s


    Source:

    New York Times - Retirement


    Published on 2026-04-11

  • 401(k) Plans Could Add Riskier Investments Like Private Credit and Crypto Under Proposed Rule


    Source:

    New York Times - Retirement


    Published on 2026-03-30

  • New Limits on Investors and a Debt Downgrade Add to Private Credit Woes


    Source:

    New York Times - Retirement


    Published on 2026-03-24

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