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Dead Last (…or first depending on how you look at it)

Life expectancy is one of the key variables in retirement planning. I’ve written a few times about longevity risk, and how it’s important to factor this in to plans. But […]

January 17, 2017 Melanie
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Social Security Math Changes in 2017

Beyond the 0.3% cost of living adjustment and an increase in the payroll tax earnings cap, there is one other major change for Social Security that began on Jan. 1. […]

January 12, 2017 Melanie
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Retirement Readiness

Thinking of retiring in 2017? It’s a major life transition that involves financial and social changes. New retirees have a myriad of decisions to make, including figuring out where their […]

January 10, 2017 Melanie
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It’s Not What You Make, It’s What You Save

Happy New Year to you! I hope everyone has a healthy start to 2017! The start of the year is a perfect time to increase contribution rates to company sponsored […]

January 3, 2017 Melanie
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Be the Smart 10 Percent

In a recent study released by the nonprofit Transamerica Center for Retirement Studies, only 10% of those surveyed have ever taken the time to formally plan for their retirement needs, […]

December 20, 2016 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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Retirement Around the Web

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    Source:

    Forbes


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  • 401(k) Plans Could Add Riskier Investments Like Private Credit and Crypto Under Proposed Rule


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    New York Times - Retirement


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  • New Limits on Investors and a Debt Downgrade Add to Private Credit Woes


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    New York Times - Retirement


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  • The Tax Bill Haunting Your 401(k) and I.R.A.


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    New York Times - Retirement


    Published on 2026-03-15

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