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Pensions Are In The Worst Shape In 15 Years; Thanks, Fed

Pensioners take heed, from an article posted at Financial Advisor Magazine…. ————————————— It’s going to be hard to reverse the damaging effects of ultralow bond yields on the global economy. […]

September 15, 2016 Melanie
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6 Big Ticket Expenses to Plan for in Retirement

Expenses usually decrease in retirement, and that is a good thing, because many retirees are getting by on half their pre-retirement income. But here is a disturbing fact: experts and […]

September 13, 2016 Melanie
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Who Wants to be a Millionaire?

Do you have the mindset of a millionaire in the making? Check to see if your habits align with that of Money’s “12 Habits of Millionaires That You Should Adopt […]

September 8, 2016 Melanie
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Picked Up On Waivers

Some favorable news from the IRS this week… The revenue service unveiled a new procedure Wednesday to help people who accidentally miss the 60-day time limit for rolling over their […]

September 1, 2016 Melanie
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Tuition Woes

The end of summer is nearing, and with that parents across the country are in the process of that time honored tradition of sending their children off to universities and […]

August 30, 2016 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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As part of Financial Perspectives, we share our unique view through these other affiliated blogs:
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Retirement Around the Web

  • This $4.4 Billion Neuberger Berman Advisor Calls Her Firm Is A Safe Space For Clients


    Source:

    Forbes


    Published on 2026-04-07

  • This $6.6 Billion Advisor Specializes In Entrepreneurial Exits


    Source:

    Forbes


    Published on 2026-04-07

  • This $1.8 Billion Morgan Stanley Advisor In Rural New York Loves Dividend Stocks


    Source:

    Forbes


    Published on 2026-04-07

  • 401(k) Plans Could Add Riskier Investments Like Private Credit and Crypto Under Proposed Rule


    Source:

    New York Times - Retirement


    Published on 2026-03-30

  • New Limits on Investors and a Debt Downgrade Add to Private Credit Woes


    Source:

    New York Times - Retirement


    Published on 2026-03-24

  • The Tax Bill Haunting Your 401(k) and I.R.A.


    Source:

    New York Times - Retirement


    Published on 2026-03-15

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