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No Excuses

While everyone knows it’s important to save for retirement, not everyone heeds that well-worn advice. In fact, Northwestern Mutual’s 2018 Planning & Progress Study, which surveyed 2,003 adults, found that […]

November 1, 2018 Melanie
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Cost of Care Continues to Rise

The median cost of a private room in a nursing home now tops $100,000 a year, which is 1.6 times the median national annual household income, according to a survey of long-term […]

October 30, 2018 Melanie
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Medicare Part B Premiums See a Small Bump Up

The Centers for Medicare and Medicaid Services just announced the 2019 Medicare Part B premiums. You might not be surprised to learn that premiums are rising, but you might be […]

October 23, 2018 Melanie
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Work-Life Imbalances Spur Retirement

When young people are dissatisfied with a job or feel it intrudes too much on their personal lives, they find a new one. Not so easy for older workers. Their […]

October 18, 2018 Melanie
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Getting a Pay Raise

Social Security recipients will soon receive the largest increase in their monthly benefits that they’ve seen in seven years. The U.S. Social Security Administration announced Thursday that beneficiaries will receive a 2.8 […]

October 11, 2018 Melanie

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Melanie Pelayo

Melanie Pelayo

Melanie Pelayo is a Certified Financial Planner professional. She is passionate about helping people, young and old, better prepare for and achieve security throughout retirement.

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Retirement Around the Web

  • Help for Medicare Advantage Patients Who Lose Doctors Is Shelved, for Now


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    New York Times - Retirement


    Published on 2026-04-16

  • Switching From Landline To Cellphone Can Create A Medicare Catch-22


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    Forbes


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  • Trump Administration Weighs Default Medicare Advantage Plans For Seniors


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    Forbes


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  • I Bet You Are Ageist And Don’t Know It


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    Forbes


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  • Why Employers May Be Wary of Adding Crypto or Private Equity to 401(k)s


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    New York Times - Retirement


    Published on 2026-04-11

  • 401(k) Plans Could Add Riskier Investments Like Private Credit and Crypto Under Proposed Rule


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    New York Times - Retirement


    Published on 2026-03-30

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